Xactus Application for Service Logo
  • Client Application for Service

    The Application is used to gather important information about your Company. Xactus uses this information to determine eligibility to receive Products, populate your contracts, set you up in our systems, and to communicate with you about the services you receive.
  • About Your Company

  • Tell us a bit about your Company by completing the statement below.

  • We are a* and have been in business for   * years. We are looking to utilize Xactus for credit and verification services on individuals who apply for * with our company.

  • You will be asked at the end of the application to provide evidence of DBA or Alias filings for each DBA you want shown on the Credit Reports. 

  • Officers, Owners, Partners, Members or Managing Partners

    Persons listed below must be company officers/owners,(i.e., CEO, President, Vice President, CFO, General Manager, etc.) who are duly authorized to bind the company and extend contract coverage to any locations added in the future. If company is limited liability company, managers may sign. Please include additional principal names and titles if applicable.
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  • If you are a sole propietor or parnership, use the date you started your business if you are not registered with a state.

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  • You will be asked to upload evidence of your Tax Exempt Status at the end of this Application. 

  • We see that you've identified as a Mortgage Broker. Mortgage brokers, for purposes of determining your eligibility to receive consumer reports, are companies or individuals that bring consumers and lenders together for the purpose of completing a residential mortgage transaction. Mortgage brokers do not fund loans using their own money. If you fund loans using your own money or a warehouse line, you should change your Business Type to Mortgage Lender. 

    If you are primarily a broker operating in the Commercial Mortgage Lending space, you should change your selection to Commercial Mortgage Lender/Broker.

  • We see that you've identified as a Mortgage Lender. Mortgage Lenders originate loans for residential mortgage transactions using their own money or by borrowing from warehouse lines.

    If you are a company or individual that brings consumers and lenders together for the purpose of completing a residential mortgage transaction, please change your Business Type to Mortgage Broker.  

    If you are primarily a Mortgage Lender operating in the Commercial Mortgage Lending space, you should change your selection to Commercial Mortgage Lender/Broker.

    If you are a Bank or Credit Union seeking credit reports for commercial or residential lending, please change your Business Type to Bank or Credit Union as applicable.

  • Please answer one of the questions regarding NMLS above.

  • Information about How Xactus will Communicate with You

  • Information Xactus Needs to Credential Your Company

  • Please be advised that Experian does not allow Residential Addresses to receive credit reporting data. You will not be able to order a three bureau credit report for your business type.

  • Please enter whole years only. If you have been at your location less than a year, enter "0".

  • Nature of Business

  • Please select the business lines or functions that will use Xactus for Services. If you decide to expand business lines or functions, more can be added later by speaking to your Account Executive. Prior to completing the Application, you may be asked to provide supporting documentation to complete your Application. 

  • Credit and Verification Product Selections

    Tell us more about the Xactus Products you would like to receive. Please check all Products that Company intends to purchase and check the boxes related to the applicable Permissible Purpose as defined under the FCRA. All Products are provided subject to the terms and conditions of the agreements between the parties.
  • Click the product logos for more information.

    • Credit 
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    • Commercial Credit 
    • Verifications 
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    • IMPORTANT! The Social Security Administration requires an additional attestation prior to enabling access to SSX verifications. Upon completion of the order form, you will receive an additional email asking you to complete the attestation. Set up cannot commence until the attestation is complete.

    • IMPORTANT! The Social Security Administration requires that the Applicant registers with the SSA and that Applicant provide Xactus with a copy of the Certificate of Registration issued by the SSA. The Applicant is also required to provide a sample (can be test case) of the Certificate of Completion (Audit Trail) and eConsent Form. You will be asked below to provide the Certificate of Registration, Sample, Certificate of Completion. Your Application will not be fully approved until that documentation is received. 

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    • Fraud and Quality Control 
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    • Data Solutions 
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  • QC, Property and Appraisal Solutions

    Tell us more about the Products you would like to receive. Please check the Products that Company intends to purchase. All Products are provided subject to the terms and conditions of the agreements between the parties.
    • Loan Origination QC/QA 
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    • Property Solutions 
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    • XIRIS Valuation Solutions and Appraisal Management 
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  • Information Needed to Set You Up

    It is extremely helpful to have this information up front, but none of it is required at this point. Providing this information now will speed up the set-up process. If any of these do not apply, you can skip them.
  • Supporting Documentation

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    • The following additional documentation is required if you operate out of a residence; are a mortgage broker; and/or have been in business for less than one year. 
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    • Only One of the Three Documents Below is Required: 
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    • For Sole Proprietorship 
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    • Upload 1 of 2 of the following:  
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    • For Bankruptcy Attorneys 
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    • For Single Operator Brokers and Commercial Shops 
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    • HUD Certification for Housing Counselors 
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    • For Mortgage Brokers 
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    • For Housing and Credit Counseling 
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    • Back Up Documentation 
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    • No Additional Documentation is needed. You may continue to the next page.

  • Certification

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